About Mike Assad

Mike Assad is a New Jersey and Pennsylvania bankruptcy attorney who represents individuals and small business owners in financial distress. He has represented individual and corporate debtors in reorganizations and liquidations in the U.S. Bankruptcy Court for the District of New Jersey and the Eastern, Middle, and Western Districts of Pennsylvania.

His practice covers consumer Chapter 7 and Chapter 13 cases as well as small business reorganizations under Subchapter V of Chapter 11. He also litigates student loan discharge actions.

Professional Leadership in the Bankruptcy Bar

Mike has helped shape how bankruptcy law works in the region:

• Steering Committee Member and Consumer Education Chair, Eastern District of Pennsylvania Bankruptcy Conference (2026-present)
• Member, Local Bankruptcy Rules Committee, Eastern District of Pennsylvania (2024-2025)
• Third Circuit Leader, National Association of Consumer Bankruptcy Attorneys (2024-2026)
• Lecturer, Pennsylvania Bar Institute

This work keeps him current on how the local bankruptcy courts apply their rules, which affects everything from filing logistics to how judges handle plan confirmation.

A Background in Public Service

Mike came to law from public affairs. In 2006, Absecon voters elected him to the local Board of Education, making him one of the youngest elected officials in New Jersey history. He served seven years in public office. He also worked for the president of the New Jersey Senate and advocated on legislation at every level of government. Atlantic City Weekly named him one of its Top 40 Under 40 in 2009.

That background shows up in his law practice. Explaining a complicated system to people who do not work inside it is the core skill of both jobs.

Education

Mike earned his B.A. from Thomas Edison State University in 2017 and his J.D. from Widener University Delaware Law School in 2019. During law school, he worked as a research assistant on Smolla and Nimmer on Freedom of Speech, one of the most influential treatises on the First Amendment.

He also served as treasurer of the law school’s Youth Court Society, where he volunteered to teach students in Chester public schools about restorative justice. He continues to judge the school’s biannual alternative dispute resolution competition, which he won as a student.

Outside the Office

Mike lives in South Jersey with his wife, Gianna, and their daughter, Cecilia. Their pug, Nala, keeps the home office running on schedule.

Talk to a Bankruptcy Attorney Who Serves New Jersey and Pennsylvania

The Law Office of Mike Assad helps individuals and small business owners across New Jersey and Pennsylvania resolve debt they cannot carry. Mike is admitted in both states and has represented debtors and creditors in the federal bankruptcy courts of New Jersey and Pennsylvania.

Working with the firm looks like this:

• A free, confidential consultation by phone or Zoom
• The same attorney from the first call through filing
• Flat fees where possible, with payment plans available
• A live person on the phone when you call

Call (609) 808-3300 or book your free consultation online. You can also start with the pre-consultation evaluation form. The firm has offices in Cherry Hill, New Jersey and Philadelphia, Pennsylvania.

Bar Admissions

Mike is admitted to practice before:

• Supreme Court of Pennsylvania
• Supreme Court of New Jersey
• U.S. District and Bankruptcy Courts, Eastern District of Pennsylvania
• U.S. District and Bankruptcy Courts, Middle District of Pennsylvania
• U.S. District and Bankruptcy Courts, Western District of Pennsylvania
• U.S. District and Bankruptcy Courts, District of New Jersey
• U.S. Court of Appeals for the Third Circuit

Frequently Asked Questions

Where is Mike Assad admitted to practice law?

Mike is admitted in Pennsylvania and New Jersey. His federal admissions include the district and bankruptcy courts in both states and the U.S. Court of Appeals for the Third Circuit.

What types of bankruptcy cases does the firm handle?

The firm handles Chapter 7 and Chapter 13 cases for individuals, and Subchapter V and Chapter 11 reorganizations for small businesses. Mike also litigates student loan discharge cases.

Does the Law Office of Mike Assad offer free consultations?

Yes. Every consultation is free and confidential, by phone or Zoom. The firm charges flat fees where possible and offers payment plans.

Do I need to visit an office to work with the firm?

No. The firm handles cases for clients throughout New Jersey and Pennsylvania entirely by phone and Zoom. It maintains offices in Cherry Hill, New Jersey, and Philadelphia, Pennsylvania.