Firm Facts: Law Office of Mike Assad, P.C.

Deciding whether we’re the right firm for you? Here are the basics in one place. The Law Office of Mike Assad, P.C. is a bankruptcy law firm licensed and practicing across all of Pennsylvania and New Jersey. Mike Assad handles every case personally, start to finish. Your free consultation is with Mike himself, takes about 15 minutes, and runs by phone or Zoom.

What does the firm handle?

• Chapter 7 bankruptcy and Chapter 13 bankruptcy for individuals and families
• Small business debt, including Subchapter V reorganization, traditional Chapter 11, and business debt relief such as defaulted SBA and EIDL loans
• Student loan discharge through bankruptcy
• Foreclosure defense
• Consumer protection cases against debt collectors, creditors and credit bureaus (FDCPA and FCRA)
• Chapter 12 for family farmers and fishermen, state-court receiverships, assignments for the benefit of creditors, and civil litigation

Where does the firm work?

Everywhere in Pennsylvania and New Jersey. Most of our clients are across Greater Philadelphia and South Jersey, and because every step can be handled by phone, Zoom and our secure client portal, a client in Erie or Sussex County works with us the same way as a client next door. We have offices in .

• Cherry Hill: 923 Haddonfield Road, Suite 336, Cherry Hill, NJ 08002
• Philadelphia: 1819 John F. Kennedy Blvd, Suite 307, Philadelphia, PA 19103
• Egg Harbor Township: 1402 Doughty Road, 2nd Floor, Egg Harbor Township, NJ 08234

Mike regularly files cases in the U.S. Bankruptcy Courts for the Eastern District of Pennsylvania and the District of New Jersey.

How does working with the firm work?

• Fully remote. No office visit is ever required, including for signing.
• One lawyer. Mike handles your case personally from the consultation to the end of the case.
• A person answers the phone. Calls are answered by a live answering service around the clock.
• Documents go through a secure client portal, not regular email.
• The 341 meeting is on Zoom. For our clients the 341 meeting of creditors happens by video from home.

What does it cost?

• The consultation is free.
• $99 gets your case started, and payment plans are available on any case, anywhere in Pennsylvania or New Jersey. Your case is filed once the fee is paid in full.
• Chapter 7 is always a flat fee. Qualifying filers can get Chapter 7 for $999.
• Chapter 13 fees depend on the case, and can start at $99.
• Consumer protection cases against debt collectors are usually taken on contingency, so you don’t pay us unless the violator pays you.
• Court filing fees are set by federal law: $338 for Chapter 7 and $313 for Chapter 13. The current figures are on our current bankruptcy numbers page.
• Other fees we go over with you at the free consultation, before you decide anything.

What comes with every case?

Every case includes the “7 Steps to a 720 Credit Score” course, a step-by-step credit-rebuild plan aimed at a 720 score, the level where lenders treat you as a great borrower. The course is provided by Evergreen Financial Counseling, a nonprofit approved for the required bankruptcy courses.

Who is Mike Assad?

Mike Assad is a Pennsylvania and New Jersey attorney, admitted to the bar in both states. He earned his J.D. at Widener University Delaware Law School and his B.A. at Thomas Edison State University. He has represented both debtors and creditors. More about him is on our about page.

Want to know how any of this applies to you? Book a free consultation and we will go over your situation.