Bankruptcy Attorney in Cherry Hill, New Jersey

Bankruptcy Lawyer Serving All of South Jersey

If you live anywhere from Cherry Hill to Cape May, Vineland to
Voorhees, the Law Office of Mike Assad can help you stop the collection
calls, the lawsuits, and the wage garnishments, and give you a real
fresh start. Mike is a New Jersey bankruptcy attorney who handles
Chapter 7, Chapter 13, foreclosure defense, and student loan discharge
for clients across the eight counties of South Jersey, all over Zoom
from the comfort of your own home.

No drive into Camden. No taking time off work. No waiting room.

Free Zoom consultation, no obligation

Book a free consultation and Mike will tell you exactly where you stand,
whether bankruptcy is the right move or whether there’s a better
option. You’ll talk to Mike directly. Not a paralegal. Not an AI
screener. Just a real conversation about your real situation.

Counties and communities we serve

We represent South Jersey clients across:

• Camden County: Cherry Hill, Camden, Voorhees, Haddonfield,
  Collingswood, Merchantville, Pennsauken, Gloucester Township,
  Winslow, Lindenwold
• Burlington County: Mount Laurel, Marlton (Evesham), Moorestown,
  Willingboro, Burlington, Medford, Mount Holly, Maple Shade
• Gloucester County: Washington Township, Deptford, Glassboro,
  Woodbury, Mantua, Sewell, Williamstown
• Atlantic County: Atlantic City, Egg Harbor Township, Galloway,
  Absecon, Pleasantville, Hamilton Township, Mays Landing
• Cumberland County: Vineland, Bridgeton, Millville
• Cape May County: Cape May, Wildwood, Ocean City, Marmora
• Salem County: Salem, Pennsville, Carneys Point
• Ocean County (southern): Stafford, Little Egg Harbor, Tuckerton

If your town isn’t on the list but you’re in South Jersey, we almost
certainly serve it. Just ask.

How we help South Jersey residents

Chapter 7 bankruptcy. Wipe out credit card debt, medical bills, and
personal loans. Most cases close in 90 to 120 days. Flat-fee pricing
with flexible payment plans.

Chapter 13 bankruptcy. Behind on your mortgage or your car payment?
Chapter 13 lets you catch up over a 3 to 5 year court-approved plan
while keeping your home and car. Attorney fees are built into the plan,
nothing extra out of pocket.

Foreclosure defense. If a foreclosure complaint has been filed
against your South Jersey home, filing bankruptcy stops the sheriff
sale and gives you breathing room to restructure.

Student loan discharge. Recent legal changes have made it possible
to discharge federal and private student loans through bankruptcy in
ways that weren’t available even a few years ago.

Subchapter V (small business reorganization). A faster, lower-cost
alternative to traditional Chapter 11 for South Jersey small business
owners who need to restructure debt and keep operating.

Why South Jersey clients choose us

• Same lawyer from start to finish. You hire Mike, you work with
  Mike. Other firms sell you on filing and then hand your case off.
  Not here.
• A real human answers the phone. No AI screeners, no chatbots.
  When you call, you get a person.
• Everything over Zoom. Whether you’re in Cherry Hill, Atlantic
  City, or Vineland, the process is the same: secure video meetings,
  e-signed documents, and zero windshield time on the AC Expressway
  or Route 55.
• Flat-fee Chapter 7 with payment flexibility. No surprise hourly
  bills.
• Free credit rebuild course. Every case includes “7 Steps to a 720
  Credit Score,” a bonus course that has clients qualifying for prime
  credit in under two years.

Filing in the District of New Jersey

South Jersey bankruptcy cases are heard in the U.S. Bankruptcy Court
for the District of New Jersey, Camden vicinage. Most hearings,
including the required 341 meeting of creditors, are now conducted
remotely, which means clients across South Jersey can complete the
entire process without ever stepping into a courthouse.

Mike Assad’s background

Mike earned his J.D. at Widener University Delaware Law School and his
B.A. at Thomas Edison State University. He’s admitted to practice in
Pennsylvania and New Jersey, is a member of the National Association
of Consumer Bankruptcy Attorneys, has lectured for the Pennsylvania
Bar Institute, and was named to Atlantic City Weekly’s Top 40 Under 40.

Schedule your free South Jersey consultation

Stop the collection calls, the lawsuits, the wage garnishments. Book
a free Zoom consultation and find out where you stand, with no
obligation and no pressure.