Chapter 7 Bankruptcy
Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days.
Learn about Chapter 7Bankruptcy Lawyer in Cherry Hill, New Jersey
Your relief from debt starts right here.
We help people across New Jersey get a fresh start. Meet entirely by phone or Zoom, or visit our Cherry Hill office.
Free ConsultationNo pressure and no obligation
Payment PlansFlexible payment options
100% VirtualMeet over Zoom, never leave homeServices at this office
All of our practice areas are available to Cherry Hill clients.
Chapter 13 Bankruptcy
Restructure what you owe into an affordable 3 to 5 year plan. Keep your home, keep your car.
Learn about Chapter 13
Chapter 11 Subchapter V
Streamlined reorganization for small businesses. Keep operating while restructuring debt under a court-approved plan.
Learn about Subchapter V
Student Loan Discharge
Since 2022, federal student loans have a realistic hardship-discharge path in bankruptcy. Private loans are harder. We'll tell you where you stand on both.
Learn about student loans
Foreclosure Defense
Behind on your mortgage? Chapter 13 stops the foreclosure and lets you catch up and keep your home.
Learn about foreclosure defense
Debt Consolidation
Roll multiple debts into one affordable monthly payment through a court-approved Chapter 13 plan.
Learn about debt consolidationWhat makes us different
Deep Experience
Mike has represented many people in bankruptcy and focuses his practice on it across Pennsylvania and New Jersey.
No Bait and Switch
Other lawyers may sell you on filing a bankruptcy and then pass your case off. With us, you work with the same lawyer from start to finish.
Always a Live Person
Other lawyers may use AI to handle their calls. With us, you always get a live person.
Secure Client Portal
Your documents go through a secure portal, not email. We take privacy seriously.
Our Reviews
NJ Bankruptcy Court
Where your Cherry Hill case is filed
If you file from our Cherry Hill office, your case goes through the U.S. Bankruptcy Court for the District of New Jersey (Camden vicinage). Mike practices there regularly and stays with your case from the first call through discharge.
We help people across Camden, Burlington, Gloucester, Salem, Atlantic, Cape May, and Cumberland County and throughout New Jersey.
Common questions about filing near Cherry Hill
Which bankruptcy court will handle my case if I file near Cherry Hill?
Cases filed from our Cherry Hill office go through the U.S. Bankruptcy Court for the District of New Jersey (Camden vicinage). We practice there regularly and handle your filing from start to finish.
Which counties do you serve from the Cherry Hill office?
We help people across Camden, Burlington, Gloucester, Salem, Atlantic, Cape May, and Cumberland County areas, and throughout the state.
Do I have to come into the Cherry Hill office?
No. We handle everything over phone or Zoom, from the first consultation to the signed filing. Most clients never need to visit in person.
Cherry Hill Bankruptcy Lawyer Serving All of South Jersey
If you live anywhere from Cherry Hill to Cape May, Vineland to
Voorhees, the Law Office of Mike Assad can help you stop the collection
calls, the lawsuits, and the wage garnishments, and give you a real
fresh start. Mike is a New Jersey bankruptcy attorney who handles
Chapter 7, Chapter 13, foreclosure defense, and student loan discharge
for clients across the eight counties of South Jersey, all over Zoom
from the comfort of your own home.
No drive into Camden. No taking time off work. No waiting room.
Free Zoom consultation, no obligation
Book a free consultation and Mike will tell you exactly where you stand,
whether bankruptcy is the right move or whether there’s a better
option. You’ll talk to Mike directly. Not a paralegal. Not an AI
screener. Just a real conversation about your real situation.
Counties and communities we serve
We represent clients across all of New Jersey and Pennsylvania, by phone or Zoom wherever you are, including these South Jersey communities:
- Camden County: Cherry Hill, Camden, Voorhees, Haddonfield,
Collingswood, Merchantville, Pennsauken, Gloucester Township,
Winslow, Lindenwold - Burlington County: Mount Laurel, Marlton (Evesham), Moorestown,
Willingboro, Burlington, Medford, Mount Holly, Maple Shade - Gloucester County: Washington Township, Deptford, Glassboro,
Woodbury, Mantua, Sewell, Williamstown - Atlantic County: Atlantic City, Egg Harbor Township, Galloway,
Absecon, Pleasantville, Hamilton Township, Mays Landing - Cumberland County: Vineland, Bridgeton, Millville
- Cape May County: Cape May, Wildwood, Ocean City, Marmora
- Salem County: Salem, Pennsville, Carneys Point
- Ocean County (southern): Stafford, Little Egg Harbor, Tuckerton
If your town isn’t on the list but you’re in South Jersey, we almost
certainly serve it. Just ask.
Just across the Delaware in Pennsylvania? Mike helps clients there too. See our Philadelphia bankruptcy lawyer page.
How we help South Jersey residents
Chapter 7 bankruptcy. Wipe out credit card debt, medical bills, and
personal loans. Most cases close in 90 to 120 days. Affordable pricing
with flexible payment plans.
Chapter 13 bankruptcy. Behind on your mortgage or your car payment?
Chapter 13 lets you catch up over a 3 to 5 year court-approved plan
while keeping your home and car. Fees depend on your case,
and you can get started for as little as $99.
Foreclosure defense. If a foreclosure complaint has been filed
against your South Jersey home, filing bankruptcy stops the sheriff
sale and gives you breathing room to restructure.
Student loan discharge. Recent legal changes have made it possible
to discharge federal and private student loans through bankruptcy in
ways that weren’t available even a few years ago.
Subchapter V (small business reorganization). A faster, lower-cost
alternative to traditional Chapter 11 for South Jersey small business
owners who need to restructure debt and keep operating.
Why South Jersey clients choose us
- Same lawyer from start to finish. You hire Mike, you work with
Mike. Other firms sell you on filing and then hand your case off.
Not here. - A real human answers the phone. No AI screeners, no chatbots.
When you call, you get a person. - Everything over Zoom. Whether you’re in Cherry Hill, Atlantic
City, or Vineland, the process is the same: secure video meetings,
e-signed documents, and zero windshield time on the AC Expressway
or Route 55. - Flat-fee Chapter 7 with payment flexibility. No surprise hourly
bills. - Free credit rebuild course. Every case includes “7 Steps to a 720
Credit Score,” a bonus course that has clients qualifying for prime
credit in under two years.
Filing in the District of New Jersey
Cherry Hill and the rest of Camden County file their bankruptcy cases in the U.S. Bankruptcy Court for the District of New Jersey, Camden vicinage. Most hearings,
including the required 341 meeting of creditors, are now conducted
remotely, which means clients across South Jersey can complete the
entire process without ever stepping into a courthouse.
Mike Assad’s background
Mike earned his J.D. at Widener University Delaware Law School and his
B.A. at Thomas Edison State University. He’s admitted to practice in
Pennsylvania and New Jersey, is a member of the National Association
of Consumer Bankruptcy Attorneys, has lectured for the Pennsylvania
Bar Institute, and was named to Atlantic City Weekly’s Top 40 Under 40.
Schedule your free South Jersey consultation
Stop the collection calls, the lawsuits, the wage garnishments. Book
a free Zoom consultation and find out where you stand, with no
obligation and no pressure.
New Jersey Office
Cherry Hill
923 Haddonfield Road, Suite 336
Cherry Hill, New Jersey 08002Phone: (609) 808-3300
Email: mike@assad.law
| Monday | Open 24 hours |
| Tuesday | Open 24 hours |
| Wednesday | Open 24 hours |
| Thursday | Open 24 hours |
| Friday | Open 24 hours Open now |
| Saturday | Open 24 hours |
| Sunday | Open 24 hours |
- Cherry Hill
Our other offices
We serve clients across Pennsylvania and New Jersey. Visit one of our other locations:
Areas we serve
We also help people in these nearby communities from our Cherry Hill office.
Ready for a fresh start in Cherry Hill?
Free consultation over phone or Zoom. No obligation.
Book Free ConsultationQualifying filers may be eligible for our $999 flat fee Chapter 7.