E-A-G-L-E-S

Bankruptcy Lawyer in Egg Harbor Township, New Jersey

Your relief from debt starts right here.

We help people across New Jersey get a fresh start. Meet entirely by phone or Zoom, or visit our Egg Harbor Township office.

Free ConsultationNo pressure and no obligation
Payment PlansFlexible payment options
100% VirtualMeet over Zoom, never leave home

Services at this office

All of our practice areas are available to Egg Harbor Township clients.

Debt Relief

Chapter 7 Bankruptcy

Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days.

Learn about Chapter 7
Keep Your Home

Chapter 13 Bankruptcy

Restructure what you owe into an affordable 3 to 5 year plan. Keep your home, keep your car.

Learn about Chapter 13
Small Business

Chapter 11 Subchapter V

Streamlined reorganization for small businesses. Keep operating while restructuring debt under a court-approved plan.

Learn about Subchapter V
Student Loans

Student Loan Discharge

Since 2022, federal student loans have a realistic hardship-discharge path in bankruptcy. Private loans are harder. We'll tell you where you stand on both.

Learn about student loans
Stop Foreclosure

Foreclosure Defense

Behind on your mortgage? Chapter 13 stops the foreclosure and lets you catch up and keep your home.

Learn about foreclosure defense
One Payment

Debt Consolidation

Roll multiple debts into one affordable monthly payment through a court-approved Chapter 13 plan.

Learn about debt consolidation

What makes us different

Deep Experience

Mike has represented many people in bankruptcy and focuses his practice on it across Pennsylvania and New Jersey.

No Bait and Switch

Other lawyers may sell you on filing a bankruptcy and then pass your case off. With us, you work with the same lawyer from start to finish.

Always a Live Person

Other lawyers may use AI to handle their calls. With us, you always get a live person.

Secure Client Portal

Your documents go through a secure portal, not email. We take privacy seriously.

Our Reviews

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Nia Reid-Bey profile picture
Nia Reid-Bey
51 days ago
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I can’t say enough good things about Mike. He helped me with a debt issue and took the time to truly understand my situation. What stood out most was that he was focused on finding the best solution for me. Mike is an honest, knowledgeable, and genuinely noble person. He gave me clear guidance, helped me find an effective solution to my problem, and honestly restored my faith that there are still attorneys who truly care about helping people. I highly recommend scheduling a consultation with him. He provides honest, efficient, and practical solutions, and I’m extremely grateful for the help he gave me. Five stars without hesitation! ⭐⭐⭐⭐⭐
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Yolanda Wideman profile picture
Yolanda Wideman
97 days ago
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I highly recommend Mike Assad to anyone considering Chapter 13 bankruptcy. He is extremely thorough, detail-oriented, and takes the time to make sure every part of the case is handled correctly. He explains everything clearly and makes what can be a stressful process much easier to understand. What impressed me the most was his dedication. After my vehicle was repossessed, Mike personally contacted the lender to help get my car returned. That level of commitment showed me that he truly cares about his clients and is willing to go the extra mile to protect their interests. If you’re looking for a Chapter 13 attorney who is knowledgeable, responsive, and genuinely fights for his clients, Mike Assad is an excellent choice.
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sherri Moon profile picture
sherri Moon
120 days ago
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Very helpful! Very Professional! Will refer to family/friends! Got the job done.
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Philadelphia 3
141 days ago
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Exceptional Lawyer — Compassionate, Knowledgeable, and truly non-judgmental My partner and I were going through one of the most stressful and overwhelming experiences of our lives when we found Mike Assad, and we cannot express enough how grateful we are that we did. From our very first interaction, Mike made us feel completely at ease. There was absolutely zero judgment — just genuine care, patience, and a clear determination to help us find the best path forward. Mike went above and beyond every step of the way. He took the time to thoroughly understand our situation, explained our options in plain language we could actually understand, and provided guidance that was both practical and reassuring. The legal work he handled on our behalf was meticulous and professional, and we always felt like we were in extremely capable hands. Navigating bankruptcy is daunting, and the emotional weight of it can be crushing — but Mike's calm, encouraging approach made an incredibly difficult process manageable. He treated us with dignity and respect throughout, and that meant the world to us. If you are facing debt challenges or any financial legal difficulties and need someone who is not only highly skilled but also genuinely conscientious and kind, look no further than Mike Assad. Mike is, without question, the lawyer you want in your corner. We are so thankful for everything he did for us and would recommend him wholeheartedly to anyone who needs compassionate, expert legal support. Thank you Mike!!!
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Cody C profile picture
Cody C
144 days ago
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No BS, Mike was a very nice guy and very helpful to me! He had excellent responsiveness, meaning he’ll get back to or respond to you pretty quick; great communicator! I’d definitely recommend him to anyone!
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RJ PaperWorld BFDI profile picture
RJ PaperWorld BFDI
154 days ago
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My bankruptcy attorney Mike Assad made this process smooth and easy. I never felt judged or looked down upon for my decision. Mike was open with me about everything which actually made me say “Yes, I’m going through with it” of course bankruptcy has its pros and cons, which varies depending on your individual situation. Mike talked me through every detail it didn’t feel forced or fake. I appreciate his honesty which made me wanna be even more transparent. Contact him for all your bankruptcy needs I can guarantee you will not be disappointed
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Mike B profile picture
Mike B
156 days ago
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I’ve known Mike for years and can personally speak to his integrity, professionalism, and work ethic. He takes his clients’ needs seriously and works hard to get them the best possible outcome. Highly recommend reaching out if you're in need of legal services.
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Jennifer Heibig profile picture
Jennifer Heibig
159 days ago
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Mike Assad performed contract review for me and did an excellent job. He was quick, thorough, and professional!
Posted on Google Google
Ashley Pipari profile picture
Ashley Pipari
162 days ago
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I highly recommend the Law Office of Mike Assad. Mike was so professional and easy to work with.
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Jennifer profile picture
Jennifer
941 days ago
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This man took excellent care of our case and fought until the end for us. If it was not for his perseverance in court, this would have never been over. He fought against the USDA and not everyone does that, so again, thank you!! God bless you and I hope you continue to have a successful career.
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NJ Bankruptcy Court

Where your Egg Harbor Township case is filed

If you file from our Egg Harbor Township office, your case goes through the U.S. Bankruptcy Court for the District of New Jersey (Camden vicinage). Mike practices there regularly and stays with your case from the first call through discharge.

We help people across Camden, Burlington, Gloucester, Salem, Atlantic, Cape May, and Cumberland County and throughout New Jersey.

Common questions about filing near Egg Harbor Township

Which bankruptcy court will handle my case if I file near Egg Harbor Township?

Cases filed from our Egg Harbor Township office go through the U.S. Bankruptcy Court for the District of New Jersey (Camden vicinage). We practice there regularly and handle your filing from start to finish.

Which counties do you serve from the Egg Harbor Township office?

We help people across Camden, Burlington, Gloucester, Salem, Atlantic, Cape May, and Cumberland County areas, and throughout the state.

Do I have to come into the Egg Harbor Township office?

No. We handle everything over phone or Zoom, from the first consultation to the signed filing. Most clients never need to visit in person.

Bankruptcy Lawyer Serving Egg Harbor Township and Atlantic County

If you live anywhere from Egg Harbor Township to Atlantic City, Galloway to Hammonton, the Law Office of Mike Assad can help you stop the collection calls, the lawsuits, and the wage garnishments, and give you a real fresh start. Mike is a New Jersey bankruptcy attorney who handles Chapter 7, Chapter 13, foreclosure defense, and student loan discharge for people across Atlantic County and the surrounding shore communities, all over Zoom from the comfort of your own home.

No drive up the Parkway. No taking time off work. No waiting room.

Free Zoom consultation, no obligation

Book a free consultation and Mike will tell you exactly where you stand, whether bankruptcy is the right move or whether there is a better option. You will talk to Mike directly. Not a paralegal. Not an AI screener. Just a real conversation about your real situation.

Atlantic County communities we serve

We represent clients throughout Atlantic County and the nearby shore towns, including:

  • Greater Egg Harbor area: Egg Harbor Township, Hamilton Township (Mays Landing), Galloway, Absecon, Pleasantville, Port Republic
  • The shore: Atlantic City, Ventnor City, Margate, Longport, Brigantine, Somers Point, Northfield, Linwood
  • Western Atlantic County: Hammonton, Folsom, Buena, Mullica, Egg Harbor City
  • Cape May County: Ocean City, Marmora, Cape May, Wildwood
  • Cumberland County: Vineland, Millville, Bridgeton
  • Southern Ocean County: Little Egg Harbor, Tuckerton, Stafford (Manahawkin)

If your town is not on the list but you are in Atlantic County or nearby, we almost certainly serve it. Just ask.

Licensed in Pennsylvania as well as New Jersey, Mike also helps clients across the state line who need a bankruptcy lawyer in Philadelphia.

How we help Egg Harbor Township residents

Chapter 7 bankruptcy. Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days. Affordable pricing with flexible payment plans.

Chapter 13 bankruptcy. Behind on your mortgage or your car payment? Chapter 13 lets you catch up over a 3 to 5 year court-approved plan while keeping your home and car. Fees depend on your case, and you can get started for as little as $99.

Foreclosure defense. If a foreclosure complaint has been filed against your Atlantic County home, filing bankruptcy stops the sheriff sale and gives you breathing room to restructure.

Student loan discharge. Recent legal changes have made it possible to discharge federal and private student loans through bankruptcy in ways that were not available even a few years ago.

Subchapter V (small business reorganization). A faster, lower-cost alternative to traditional Chapter 11 for shore-area small business owners who need to restructure debt and keep operating.

Why Atlantic County clients choose us

  • Same lawyer from start to finish. You hire Mike, you work with Mike. Other firms sell you on filing and then hand your case off. Not here.
  • A real human answers the phone. No AI screeners, no chatbots. When you call, you get a person.
  • Everything over Zoom. Whether you are in Egg Harbor Township, Atlantic City, or Hammonton, the process is the same: secure video meetings, e-signed documents, and zero windshield time on the Garden State Parkway, the Atlantic City Expressway, or the Black Horse Pike.
  • Flat-fee Chapter 7 with payment flexibility. No surprise hourly bills.
  • Free credit rebuild course. Every case includes “7 Steps to a 720 Credit Score,” a bonus course that has clients qualifying for prime credit in under two years.

Filing in the District of New Jersey

Atlantic County bankruptcy cases are heard in the U.S. Bankruptcy Court for the District of New Jersey, Camden vicinage. Most hearings, including the required 341 meeting of creditors, are now conducted remotely, which means clients across Atlantic County and the shore can complete the entire process without ever stepping into a courthouse.

Mike Assad’s background

Mike earned his J.D. at Widener University Delaware Law School and his B.A. at Thomas Edison State University. He is admitted to practice in Pennsylvania and New Jersey, is a member of the National Association of Consumer Bankruptcy Attorneys, has lectured for the Pennsylvania Bar Institute, and was named to Atlantic City Weekly’s Top 40 Under 40.

Schedule your free Atlantic County consultation

Stop the collection calls, the lawsuits, the wage garnishments. Book a free Zoom consultation and find out where you stand, with no obligation and no pressure.

New Jersey Office

Egg Harbor Township

1402 Doughty Road, 2nd floor
Egg Harbor Township, New Jersey 08234
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours Open now
  • Egg Harbor Township

Ready for a fresh start in Egg Harbor Township?

Free consultation over phone or Zoom. No obligation.

Book Free Consultation

Qualifying filers may be eligible for our $999 flat fee Chapter 7.

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