Bankruptcy Attorney in Egg Harbor Township, New Jersey

Bankruptcy Lawyer Serving Egg Harbor Township and Atlantic County

If you live anywhere from Egg Harbor Township to Atlantic City, Galloway to Hammonton, the Law Office of Mike Assad can help you stop the collection calls, the lawsuits, and the wage garnishments, and give you a real fresh start. Mike is a New Jersey bankruptcy attorney who handles Chapter 7, Chapter 13, foreclosure defense, and student loan discharge for people across Atlantic County and the surrounding shore communities, all over Zoom from the comfort of your own home.

No drive up the Parkway. No taking time off work. No waiting room.

Free Zoom consultation, no obligation

Book a free consultation and Mike will tell you exactly where you stand, whether bankruptcy is the right move or whether there is a better option. You will talk to Mike directly. Not a paralegal. Not an AI screener. Just a real conversation about your real situation.

Atlantic County communities we serve

We represent clients throughout Atlantic County and the nearby shore towns, including:

• Greater Egg Harbor area: Egg Harbor Township, Hamilton Township (Mays Landing), Galloway, Absecon, Pleasantville, Port Republic
• The shore: Atlantic City, Ventnor City, Margate, Longport, Brigantine, Somers Point, Northfield, Linwood
• Western Atlantic County: Hammonton, Folsom, Buena, Mullica, Egg Harbor City
• Cape May County: Ocean City, Marmora, Cape May, Wildwood
• Cumberland County: Vineland, Millville, Bridgeton
• Southern Ocean County: Little Egg Harbor, Tuckerton, Stafford (Manahawkin)

If your town is not on the list but you are in Atlantic County or nearby, we almost certainly serve it. Just ask.

How we help Egg Harbor Township residents

Chapter 7 bankruptcy. Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days. Flat-fee pricing with flexible payment plans.

Chapter 13 bankruptcy. Behind on your mortgage or your car payment? Chapter 13 lets you catch up over a 3 to 5 year court-approved plan while keeping your home and car. Attorney fees are built into the plan, nothing extra out of pocket.

Foreclosure defense. If a foreclosure complaint has been filed against your Atlantic County home, filing bankruptcy stops the sheriff sale and gives you breathing room to restructure.

Student loan discharge. Recent legal changes have made it possible to discharge federal and private student loans through bankruptcy in ways that were not available even a few years ago.

Subchapter V (small business reorganization). A faster, lower-cost alternative to traditional Chapter 11 for shore-area small business owners who need to restructure debt and keep operating.

Why Atlantic County clients choose us

• Same lawyer from start to finish. You hire Mike, you work with Mike. Other firms sell you on filing and then hand your case off. Not here.
• A real human answers the phone. No AI screeners, no chatbots. When you call, you get a person.
• Everything over Zoom. Whether you are in Egg Harbor Township, Atlantic City, or Hammonton, the process is the same: secure video meetings, e-signed documents, and zero windshield time on the Garden State Parkway, the Atlantic City Expressway, or the Black Horse Pike.
• Flat-fee Chapter 7 with payment flexibility. No surprise hourly bills.
• Free credit rebuild course. Every case includes “7 Steps to a 720 Credit Score,” a bonus course that has clients qualifying for prime credit in under two years.

Filing in the District of New Jersey

Atlantic County bankruptcy cases are heard in the U.S. Bankruptcy Court for the District of New Jersey, Camden vicinage. Most hearings, including the required 341 meeting of creditors, are now conducted remotely, which means clients across Atlantic County and the shore can complete the entire process without ever stepping into a courthouse.

Mike Assad’s background

Mike earned his J.D. at Widener University Delaware Law School and his B.A. at Thomas Edison State University. He is admitted to practice in Pennsylvania and New Jersey, is a member of the National Association of Consumer Bankruptcy Attorneys, has lectured for the Pennsylvania Bar Institute, and was named to Atlantic City Weekly’s Top 40 Under 40.

Schedule your free Atlantic County consultation

Stop the collection calls, the lawsuits, the wage garnishments. Book a free Zoom consultation and find out where you stand, with no obligation and no pressure.