How we can help.

Chapter 7 Bankruptcy

Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days.

Business Debt Relief

Real legal tools for business debt: reorganize and stay open, negotiate with leverage, or clear a personal guarantee. Honest advice before you sign anything with a settlement company.

Chapter 13 Bankruptcy

Restructure what you owe into an affordable 3 to 5 year plan. Keep your home, keep your car.

Chapter 11 Subchapter V

Streamlined reorganization for small businesses. Keep operating while restructuring debt under a court-approved plan.

Student Loan Discharge

Since 2022, federal student loans have a realistic hardship-discharge path in bankruptcy. Private loans are harder. We'll give you an honest read on both.

Foreclosure Defense

Behind on your mortgage? Chapter 13 stops the foreclosure and lets you catch up and keep your home.

Debt Consolidation

Roll multiple debts into one affordable monthly payment through a court-approved Chapter 13 plan.

Chapter 12 Bankruptcy

Debt relief built for family farmers and commercial fishermen. Restructure around your harvest or season and keep the operation running.

Consumer Protection

When a debt collector or creditor breaks the law, you can fight back. We hold them accountable, often at no cost to you.

Loan Modifications

Lower your mortgage payment and fold past-due amounts back into the loan, so you can stay in your home. We handle the lender, and pair it with bankruptcy when that gets a better result.

Civil Litigation

When a creditor crosses the line inside a bankruptcy, we take it to the judge: stay-violation suits, adversary proceedings, sanctions motions, and debt collection defense across PA and NJ.

Timeshare Surrender

A timeshare loan, rising fees, and no way to sell. Surrendering it in bankruptcy can clear the debt behind a timeshare.

Utility Debt Relief

Past-due utility bills are unsecured debt, and filing bankruptcy stops a shutoff the same day. We recovered $20,000 from PPL for a client after an automatic-stay violation.

Gambling Debt Relief

Gambling and sports betting losses are unsecured debt. Chapter 7 or Chapter 13 can wipe out or restructure what you owe, with no judgment.

Asbestos Trust Fund Claims

If a company that exposed you to asbestos went bankrupt, the court made it set aside money to pay victims. We find every trust that owes you and file the claim for you.

Cannabis Business Debt Relief

Cannabis businesses have been mostly locked out of bankruptcy. The law is shifting in 2026, and you still have real options. Here is where things stand and what to do.