How we can help.

From wiping out debt to stopping foreclosure, here is how we help people across Philadelphia and South Jersey get a fresh start.

Debt Relief

Chapter 7 Bankruptcy

Wipe out credit card debt, medical bills, and personal loans. Most cases close in 90 to 120 days.

Learn about Chapter 7
Keep Your Home

Chapter 13 Bankruptcy

Restructure what you owe into an affordable 3 to 5 year plan. Keep your home, keep your car.

Learn about Chapter 13
Small Business

Chapter 11 Subchapter V

Streamlined reorganization for small businesses. Keep operating while restructuring debt under a court-approved plan.

Learn about Subchapter V
Student Loans

Student Loan Discharge

Recent legal changes have made it possible to discharge federal student loans through bankruptcy. We can evaluate your eligibility.

Learn about student loans
Stop Foreclosure

Foreclosure Defense

Behind on your mortgage? Chapter 13 stops the foreclosure and lets you catch up and keep your home.

Learn about foreclosure defense
One Payment

Debt Consolidation

Roll multiple debts into one affordable monthly payment through a court-approved Chapter 13 plan.

Learn about debt consolidation
Farmers & Fishermen

Chapter 12 Bankruptcy

Debt relief built for family farmers and commercial fishermen. Restructure around your harvest or season and keep the operation running.

Learn about Chapter 12
Fight Back

Consumer Protection

When a debt collector or creditor breaks the law, you can fight back. We hold them accountable, often at no cost to you.

Learn about consumer protection
Mortgage Relief

Loan Modifications

Lower your mortgage payment and fold past-due amounts back into the loan, so you can stay in your home. We handle the lender, and pair it with bankruptcy when that gets a better result.

Learn about loan modifications
Disputes

Civil Litigation

We represent individuals and small businesses in civil disputes, especially debt, contract, and consumer matters, defending lawsuits and pursuing what you are owed.

Learn about civil litigation

Ready for a fresh start?

Free consultation over phone or Zoom. No obligation, just honest answers.

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