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Honest help with Chapter 11 Subchapter V for people in and around Egg Harbor Township. Meet entirely by phone or Zoom, or visit our Egg Harbor Township office.
Free ConsultationNo obligation, just honest advice
Payment PlansFlexible, flat-fee options
100% VirtualMeet over Zoom, never leave homeAtlantic County runs on seasonal and tourism-driven business, and seasonal revenue and fixed debt are a hard match. If your shore-area business is carrying more debt than a slow season can support, Subchapter V may let you reorganize and keep operating instead of closing. It’s a small-business version of Chapter 11, faster and less expensive, that keeps the owner in control.
Who it’s for. Subchapter V is for small-business owners and business-engaged individuals with total debts under the Subchapter V ceiling. That ceiling is currently $3,424,000. It’s a natural fit for the hospitality, tourism, contracting, and seasonal businesses across Egg Harbor Township and the shore.
What it does. You propose a plan to restructure the debt, usually within about 90 days, keep running the business, and in most cases keep your ownership. A Subchapter V trustee helps administer the case while you stay in charge. A plan can be built around seasonal cash flow, so payments line up with when the revenue actually comes in.
What it’s like. Your case is filed in the U.S. Bankruptcy Court for the District of New Jersey, Camden vicinage. Mike handles business reorganizations personally and stays with your case from filing through confirmation.
Free, confidential first consultation by phone or Zoom.
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A Chapter 11 Subchapter V filed from our Egg Harbor Township office goes through the U.S. Bankruptcy Court for the District of New Jersey (Camden vicinage). Mike practices there regularly and stays with your case from the first call through discharge.
We help people across Camden, Burlington, Gloucester, Salem, Atlantic, Cape May, and Cumberland County and throughout New Jersey.
Yes. A plan can be structured around when your revenue actually arrives, which is one reason Subchapter V works well for shore and tourism businesses. We build it to fit a seasonal cycle, not a flat monthly assumption.
In most cases, no. The whole purpose is to reorganize and keep operating. You stay in control of the company and typically keep your ownership while you restructure the debt.
It comes down mainly to your total debt being under the Subchapter V limit and being engaged in business. That ceiling is currently $3,424,000. A free, confidential call is the quickest way to find out where you stand.
Free consultation over phone or Zoom. No obligation, just honest answers.
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